Are you facing foreclosure in New Jersey and unsure of your options?
At Stop Foreclosures NJ, we specialize in providing fast, flexible solutions to help you avoid losing your home, no matter your financial situation.
Our team uses creative financing strategies such as subject-to deals, lease options, and seller financing to create win-win outcomes for homeowners in distress. Whether you're behind on payments, dealing with a pending sheriff sale, or overwhelmed by debt, we’re here to guide you through every step with compassion, professionalism, and real solutions.
We work with:
- Homeowners in pre-foreclosure or foreclosure
- Sellers with little or no equity
- Families looking for a way out without ruining their credit
- People who’ve been turned down by traditional lenders
Based in South Jersey, we serve all of Gloucester, Camden, Burlington County, and surrounding areas—bringing peace of mind to NJ homeowners one property at a time.
Don't walk away. Let us help you find a path forward.
Contact us today for a free, no-pressure consultation.
WE'RE HERE TO HELP
At [Your Company Name], we are more than just a real estate wholesaling platform; we are your trusted partner in building a successful real estate investment journey. Our story began with a passion for connecting investors with lucrative opportunities in the ever-evolving real estate market.
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Creative Finance Offers – Flexible Solutions That Work
Not every home needs to be sold the traditional way. We specialize in creative financing options like subject-to deals, seller financing, and lease options that help you stay in control and avoid foreclosure, even if you're behind on payments or have little to no equity.
Cash Offers – Fast, As-Is, No Hassle
Need to sell your house quickly for cash? We buy homes as-is, with no commissions, repairs, or closing delays. Perfect for inherited properties, vacant homes, or sellers in urgent situations.
Traditional Listing – Get Top Dollar with a Local Realtor
If your home is in good shape and you're not in a rush, listing it on the market may be your best option. Our licensed real estate team will help you market your property, negotiate offers, and sell for top dollar.
Legal and Contractual Guidance
Emphasize your legal and contractual guidance services. Explain how you assist clients in navigating the legal aspects of real estate, including contract preparation, compliance with local regulations, and risk management.
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FAQS
What is a subject-to (SubTo) real estate deal and how does it work?
A subject-to deal means we purchase your home “subject to” the existing mortgage, which stays in your name—but we take over the payments. This creative financing method helps homeowners behind on payments or facing foreclosure avoid losing their home. You keep your credit intact, and we handle the mortgage until the property is resold or refinanced.
How does seller financing work for homeowners in NJ?
With seller financing, you act as the lender. Instead of getting paid in full at closing, you allow the buyer to make monthly payments to you directly. This works great if your home is paid off or has lots of equity. You can sell your home quickly, collect monthly income, and potentially earn more over time than with a traditional sale.
What is a lease option, and can it help me avoid foreclosure?
A lease option allows a buyer to rent your home with the option to purchase it later, often at a pre-agreed price. This strategy can give you immediate cash flow and relief from mortgage payments while giving the buyer time to qualify for a loan. It’s a flexible solution for homeowners who can’t sell immediately but need a creative way out.
How does a cash offer for my house work?
A cash offer means we purchase your property as-is, without needing financing, appraisals, or repairs. You get a quick closing—often within 7 to 14 days—and avoid the stress of showings, agent fees, or delays. It's ideal for distressed properties, inherited homes, or when you need to move fast.
Will I get more money by listing with a real estate agent?
In many cases, yes, if your home is in good condition and you have time to wait for the right buyer. Listing with a licensed NJ real estate agent gives your home full MLS exposure, professional marketing, and expert negotiation. While it takes longer, it can help you maximize your home’s value compared to off-market options.
What’s the best option if I’m facing foreclosure in South Jersey?
It depends on your situation. If you’re behind on payments, a creative financing solution like subject-to or seller financing might help you avoid foreclosure. If you need fast cash, a cash offer could be the right move. If time is on your side, a traditional listing might get you top dollar. At Stop Foreclosures NJ, we help you understand every option so you can make the best decision for your family.
